Backpacker Travel Insurance

Simple, fair, great value insurance with fantastic customer service as standard.

If you’re planning any kind of extended trip, like heading away on a gap year, taking time off work to enjoy a sabbatical, heading to your very own holiday home for a few months or feeding your wanderlust now the kids have flown the nest, our Backpacker insurance is for you.

Available for those aged 18 to 65, for trips up to 18 months in duration, our comprehensive protection offers lots of benefits including a 24/7 emergency helpline and covers multiple sports and activities automatically giving you the peace of mind to make the most of every opportunity on your trip of a lifetime.

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24hr Emergency Assistance
Up to £10m Medical Cover
All Medical Conditions Considered
24hr Emergency Assistance
Up to £10m Medical Cover
All Medical Conditions Considered

Our Travel Cover

Silver Cover

3 star rating out of 5.
Illustration showing one suitcase, sunglasses, beachball, books and sun cream.
  • XS Excess £150
  • Icon depicting a hear rate in the form of a line graph. £5,000,000 Emergency Medical Expenses Cover
  • Icon depicting an aeroplane from a birds-eye view. £1,000 Cancellation and Curtailment Cover
  • Icon depicting a pair of headphones. £1,000 Personal Possessions
  • Icon depicting a mobile phone. Up to £3,000 Optional Gadget cover

Gold Cover

4 star rating out of 5.
Illustration showing two suitcases, sunglasses, beachball, books and sun cream.
  • XS Excess £95
  • Icon depicting a hear rate in the form of a line graph. £7,500,000 Emergency Medical Expenses Cover
  • Icon depicting an aeroplane from a birds-eye view. £2,000 Cancellation and Curtailment Cover
  • Icon depicting a pair of headphones. £1,500 Personal Possessions
  • Icon depicting a mobile phone. Up to £3,000 Optional Gadget cover

Platinum Cover

5 star rating out of 5.
Illustration showing three suitcases, sunglasses, beachball, books and sun cream.
  • XS Excess £50
  • Icon depicting a hear rate in the form of a line graph. £10,000,000 Emergency Medical Expenses Cover
  • Icon depicting an aeroplane from a birds-eye view. £3,000 Cancellation and Curtailment Cover
  • Icon depicting a pair of headphones. £2,000 Personal Possessions
  • Icon depicting a mobile phone. Up to £3,000 Optional Gadget cover

Silver Cover

3 star rating out of 5.
Illustration showing one suitcase, sunglasses, beachball, books and sun cream.
  • XS Excess £150
  • Icon depicting a hear rate in the form of a line graph. £5,000,000 Emergency Medical Expenses Cover
  • Icon depicting an aeroplane from a birds-eye view. £1,000 Cancellation and Curtailment Cover
  • Icon depicting a pair of headphones. £1,000 Personal Possessions
  • Icon depicting a mobile phone. Up to £3,000 Optional Gadget cover

Gold Cover

4 star rating out of 5.
Illustration showing two suitcases, sunglasses, beachball, books and sun cream.
  • XS Excess £95
  • Icon depicting a hear rate in the form of a line graph. £7,500,000 Emergency Medical Expenses Cover
  • Icon depicting an aeroplane from a birds-eye view. £2,000 Cancellation and Curtailment Cover
  • Icon depicting a pair of headphones. £1,500 Personal Possessions
  • Icon depicting a mobile phone. Up to £3,000 Optional Gadget cover

Platinum Cover

5 star rating out of 5.
Illustration showing three suitcases, sunglasses, beachball, books and sun cream.
  • XS Excess £50
  • Icon depicting a hear rate in the form of a line graph. £10,000,000 Emergency Medical Expenses Cover
  • Icon depicting an aeroplane from a birds-eye view. £3,000 Cancellation and Curtailment Cover
  • Icon depicting a pair of headphones. £2,000 Personal Possessions
  • Icon depicting a mobile phone. Up to £3,000 Optional Gadget cover

The right cover at the right price

Photograph of a women sitting on a rock with a rucksack on her back looking over the woods.

Individual Cover

If you’re looking to protect yourself whilst travelling, we can offer you the perfect choice of cover and optional extras, meaning Viva will be with you every step of the way.

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Photograph of a women and man holding hands looking out over the sea together.

Couples Cover

Travelling is extra fun when the experience is shared. Relax and enjoy your break knowing you have complete protection in a policy that covers the both of you.

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Photograph of a mother holding her son in her arms on the beach, both of them smiling.

Family Cover

Protection for your entire family under one policy for real peace of mind. We cover families large and small, including single parents and grandparents travelling with grandkids.

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Photograph of a female nurse with brown hair and eyes holding a clipboard and smiling.

Medical Cover

We will consider any pre-existing medical condition and if we can, we will provide a great value policy that offers complete protection for your health issues.

Get a quote →
Photograph of a women sitting on a rock with a rucksack on her back looking over the woods.

Individual Cover

If you are travelling on your own and just want cover for yourself we can offer you the perfect choice of cover and optional covers.

Get a quote →
Photograph of a women and man holding hands looking out over the sea together.

Couples Cover

Travelling is fun when the experience is shared. Relax and enjoy your break knowing you have complete protection in a policy that covers the both of you.

Get a quote →
Photograph of a mother holding her son in her arms on the beach, both of them smiling.

Family Cover

Protection for your entire family under one policy. We cover families large and small, including single parents and grandparents travelling with grand kids.

Get a quote →
Photograph of a female nurse with brown hair and eyes holding a clipboard and smiling.

Medical Cover

We consider any pre-existing medical condition and if we can, we will provide a great value policy that includes complete cover for any health issues.

Get a quote →

Why Backpacker Insurance?

Viva’s Backpacker Insurance has been designed to be the best specialist UK extended-stay travel policy available and is backed with our fantastic customer service as standard.

By choosing Viva Backpacker Insurance you’re buying travel insurance that gives you, and your family at home, peace of mind. No matter what the emergency you are just seconds away from a worldwide network of assistance specialists, ensuring you have the best care and repatriation, where necessary.

We cover people between the ages of 18-65, so even the young at heart can travel with the care-free abandon of their youth.

And if you’re looking to take part in a few sports while you’re away the good news is that Viva covers over 60 activities automatically including paddle boarding, snorkelling and wind surfing. To find out if an activity is covered just take a look in your policy wording or visit our Sports and Activities page.

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Backpacker Travel Insurance

If you have any pre existing medical conditions Viva offers a simple way to declare these when you buy your policy. It’s important to inform us about your pre-existing medical conditions as if you don’t, and something happens that’s specifically related to them, then it is likely that any claims would be declined.

Your insurer is A+ Rated, meaning you do not have to worry about their security, financial stability and ethos. We think this is very important, and something that all travellers should check prior to buying a policy.

Viva Travel Insurance™ is a trading name of Taurus Insurance Services Limited which is an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK. We are registered with the Financial Conduct Authority in the UK under registration number 444830. The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN. Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting; register.fca.org.uk or by contacting the Financial Conduct Authority on 0800 111 6768.

Taurus Insurance Services Ltd. Registered Office: Sovereign Place, 117 Main Street, Gibraltar. Registration number: 88985.

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