Medical Travel Insurance

Simple, fair, great value insurance with fantastic customer service as standard.

Pre-existing medical conditions are a fact of life for a large portion of our population. They affect people of all ages, whether that be asthma, diabetes, high blood pressure, minor heart conditions or other serious conditions.

Pre-existing medical conditions should not stop you from buying travel insurance so we make sure to offer cover to as many of our Viva customers as we can.

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24hr Emergency Assistance
Up to £10m Medical Cover
All Medical Conditions Considered
24hr Emergency Assistance
Up to £10m Medical Cover
All Medical Conditions Considered

Our Travel Cover

Silver Cover

3 star rating out of 5.
Illustration showing one suitcase, sunglasses, beachball, books and sun cream.
  • XS Excess £150
  • Icon depicting a hear rate in the form of a line graph. £5,000,000 Emergency Medical Expenses Cover
  • Icon depicting an aeroplane from a birds-eye view. £1,000 Cancellation and Curtailment Cover
  • Icon depicting a pair of headphones. £1,000 Personal Possessions
  • Icon depicting a mobile phone. Up to £3,000 Optional Gadget cover

Gold Cover

4 star rating out of 5.
Illustration showing two suitcases, sunglasses, beachball, books and sun cream.
  • XS Excess £95
  • Icon depicting a hear rate in the form of a line graph. £7,500,000 Emergency Medical Expenses Cover
  • Icon depicting an aeroplane from a birds-eye view. £2,000 Cancellation and Curtailment Cover
  • Icon depicting a pair of headphones. £1,500 Personal Possessions
  • Icon depicting a mobile phone. Up to £3,000 Optional Gadget cover

Platinum Cover

5 star rating out of 5.
Illustration showing three suitcases, sunglasses, beachball, books and sun cream.
  • XS Excess £50
  • Icon depicting a hear rate in the form of a line graph. £10,000,000 Emergency Medical Expenses Cover
  • Icon depicting an aeroplane from a birds-eye view. £3,000 Cancellation and Curtailment Cover
  • Icon depicting a pair of headphones. £2,000 Personal Possessions
  • Icon depicting a mobile phone. Up to £3,000 Optional Gadget cover

Silver Cover

3 star rating out of 5.
Illustration showing one suitcase, sunglasses, beachball, books and sun cream.
  • XS Excess £150
  • Icon depicting a hear rate in the form of a line graph. £5,000,000 Emergency Medical Expenses Cover
  • Icon depicting an aeroplane from a birds-eye view. £1,000 Cancellation and Curtailment Cover
  • Icon depicting a pair of headphones. £1,000 Personal Possessions
  • Icon depicting a mobile phone. Up to £3,000 Optional Gadget cover

Gold Cover

4 star rating out of 5.
Illustration showing two suitcases, sunglasses, beachball, books and sun cream.
  • XS Excess £95
  • Icon depicting a hear rate in the form of a line graph. £7,500,000 Emergency Medical Expenses Cover
  • Icon depicting an aeroplane from a birds-eye view. £2,000 Cancellation and Curtailment Cover
  • Icon depicting a pair of headphones. £1,500 Personal Possessions
  • Icon depicting a mobile phone. Up to £3,000 Optional Gadget cover

Platinum Cover

5 star rating out of 5.
Illustration showing three suitcases, sunglasses, beachball, books and sun cream.
  • XS Excess £50
  • Icon depicting a hear rate in the form of a line graph. £10,000,000 Emergency Medical Expenses Cover
  • Icon depicting an aeroplane from a birds-eye view. £3,000 Cancellation and Curtailment Cover
  • Icon depicting a pair of headphones. £2,000 Personal Possessions
  • Icon depicting a mobile phone. Up to £3,000 Optional Gadget cover

The right cover at the right price

Photograph of a women sitting on a rock with a rucksack on her back looking over the woods.

Individual Cover

If you’re looking to protect yourself whilst travelling, we can offer you the perfect choice of cover and optional extras, meaning Viva will be with you every step of the way.

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Photograph of a women and man holding hands looking out over the sea together.

Couples Cover

Travelling is extra fun when the experience is shared. Relax and enjoy your break knowing you have complete protection in a policy that covers the both of you.

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Photograph of a mother holding her son in her arms on the beach, both of them smiling.

Family Cover

Protection for your entire family under one policy for real peace of mind. We cover families large and small, including single parents and grandparents travelling with grandkids.

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Photograph of a female nurse with brown hair and eyes holding a clipboard and smiling.

Medical Cover

We will consider any pre-existing medical condition and if we can, we will provide a great value policy that offers complete protection for your health issues.

Get a quote →
Photograph of a women sitting on a rock with a rucksack on her back looking over the woods.

Individual Cover

If you are travelling on your own and just want cover for yourself we can offer you the perfect choice of cover and optional covers.

Get a quote →
Photograph of a women and man holding hands looking out over the sea together.

Couples Cover

Travelling is fun when the experience is shared. Relax and enjoy your break knowing you have complete protection in a policy that covers the both of you.

Get a quote →
Photograph of a mother holding her son in her arms on the beach, both of them smiling.

Family Cover

Protection for your entire family under one policy. We cover families large and small, including single parents and grandparents travelling with grand kids.

Get a quote →
Photograph of a female nurse with brown hair and eyes holding a clipboard and smiling.

Medical Cover

We consider any pre-existing medical condition and if we can, we will provide a great value policy that includes complete cover for any health issues.

Get a quote →

Why Viva Travel Insurance?

Why Medical Travel Insurance?

It's important that you disclose your full medical history to make sure you can be fully covered when you travel.

Not disclosing medical conditions and travelling without the right insurance in place can become a very expensive situation. Be Switched On and disclose your medical conditions.

By choosing Viva Travel Insurance, you're buying travel insurance that gives you peace of mind.

Our range of policies are priced and designed with you in mind. We have a policy for you whatever your age and can cover many pre-existing medical conditions.

Get a quote →

Why Medical Travel Insurance?

Money and Pensions Service (MaPS)

Money and Pensions Service (MaPS) has developed a directory of specialist travel insurance providers to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we have been unable to provide a quote or if you would like to check the quote provided by us is the best for you, you may contact them for details of these providers to obtain a comparison by calling 0800 138 7777 or by visiting their website.

Viva Travel Insurance™ is a trading name of Taurus Insurance Services Limited, www.taurus.gi, which is an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK. We are registered with the Financial Conduct Authority in the UK under registration number 444830. The insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority: register number 769884. These details can be checked on the Financial Services Register by visiting www.fca.org.uk or by contacting the Financial Conduct Authority on 0800 111 6768.

Taurus Insurance Services Ltd. Registered Office: Sovereign Place, 117 Main Street, Gibraltar. Registration number: 88985.

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